When it comes to the federal side of flood insurance through the Federal Emergency Management Agency (FEMA) and the National Flood Insurance Program (NFIP), you need to be part of a participating community in order to have this option available for you.
One of the biggest perks of having an NFIP policy is getting to be part of the Community Rating System (CRS). In this video, we talk about how the CRS can save lives and its impacts on flood premiums with the NFIP.