The Flood Video Blog

What is a Flood Loss Form?

Written by Chris Greene | Feb 12, 2022 5:49:47 PM

In this video, we explain what a flood proof of loss form is, why it’s important, and how it helps with your flood insurance claim. A flood loss form is a formal document required by the National Flood Insurance Program (NFIP), which is managed under FEMA. It serves as proof of your loss after a flood and is essential for processing your claim accurately and efficiently.

Filing a flood loss form ensures your insurance company has a detailed record of the damage to your property and personal belongings. Without this form, your claim may be delayed or denied, so it’s important to submit it carefully and on time.

How the Flood Loss Form Works

The flood loss form must be submitted within 60 days of the flood event. It includes information about the extent of damage to your building and contents, and it helps determine your payout. Most homeowners are required to fill out this form for NFIP claims, while those with private flood insurance may have a similar form.

If you’re unsure how to complete the form or need assistance, the team at Flood Insurance Guru can guide you step by step. We help homeowners and business owners accurately complete their submissions, making the claims process smoother and reducing the risk of delays.

Whether you’re filing under NFIP or a private flood policy, knowing how to handle your flood proof of loss form is essential. Watching this video will give you a clear understanding of deadlines, required details, and how to protect your property after a flood.

For questions about private flood forms or NFIP claims, contact Flood Insurance Guru — we provide expert guidance based on FEMA and other government flood insurance programs to ensure you get the coverage you need.