What type of residential flood insurance do you need?
- Building coverage
- Contents coverage
- Living expenses
What’s the cost?
How much does commercial and residential flood insurance cost? We’re glad you asked!
At The Flood Insurance Guru, we prioritize flood education.
We bought a home in a flood zone more than 10
years ago and didn't have the information we needed at
the time, so we nearly paid 10 times more than we should
have for our flood insurance.
That's why we make it our business to give property
owners the information they need to make educated flood
insurance buying decisions — including what factors
will affect your pricing and how much you can expect to pay.
At The Flood Insurance Guru, we prioritize commercial flood insurance education. You see we bought a property in a flood zone more than 10 years ago and did not have the information we needed at the time. We were told premiums were going to be 10 times more than they should have been, So for the last 10 years, we have been giving business owners the information they need to make educated commercial flood insurance buying decisions. We want to give you the information you need so you can be confident when purchasing commercial flood insurance.
But some of these questions aren’t so easy to answer. It's probably why many insurance companies do not discuss it on their websites. One of those is “How much does commercial flood insurance cost?”
Commercial flood insurance pricing historically has been very complex, but our goal is to help simplify it for you
We’re going to do our best to explain to you how commercial flo0d insurance pricing works, so hopefully, you can have an idea of what to expect, before you get a commercial flood insurance policy.
Flood insurance prices can range greatly depending on a number of factors. Things like elevation, distance to water, and replacement cost are just a few that can impact flood insurance rates.
It's important to know that no two properties are the same when it comes to flood insurance rates.
So you could possibly see a higher rate or even a lower rate from the national flood insurance average pricing.