REQUEST A FLOOD ZONE CHANGE

Never pay more for flood insurance than you should.

Frequently asked questions on flood zone changes

Watch the video here to get most common questions answered on flood zone changes

40% OF PROPERTY OWNERS ARE ASSIGNED THE WRONG FLOOD ZONE

Our government has bigger things to worry about than surveying every property in person.

That means your property may have been assigned a flood zone based on outdated, inaccurate information — and you’re the one punished for it with higher insurance premiums and lower property values. 

IS IT TIME FOR A FLOOD ZONE CHANGE?

With a quick review of your elevation certificate or survey document, we can tell you right away if you’re eligible for a change — and by extension, eligible for a less expensive flood insurance policy (or maybe no policy requirement at all). 

Let us guide you through the process.

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WHAT CAN A FLOOD ZONE CHANGE DO?

10
+ years
flood insurance experience
95
%
success rate
500
+
successful flood zone changes

YOUR INVESTMENT

Our flood zone change service is $500 for residential properties and $1500 for commercial properties.

The service includes:

  • Submitting your information to the federal government
  • All government communication to get you approved
  • Sending your approval letter to the bank (when applicable)
  • Helping process your policy change or cancellation, if you need it
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Our money-back guarantee

Our customers have a 95% success rate, but if you’re in the 5% of customers whose change requests aren’t approved, we’ll give you a full refund.

THREE STEPS TO CHANGING YOUR FLOOD ZONE

01: Review

We review your elevation certificate or to determine whether
you’ll be eligible for a flood zone change

02: Submit

We’ll collect documents: deed, elevation certificate, tax/subdivision
plot — we take care of the rest

03: Complete

Your flood zone change will be finalized in 30–60 days. From then on, you’ll pay what you should be for your flood insurance (if you need it at all)

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I’ve been where
you are.

Owning a property is a big investment, and even more so if
you’re in a higher-risk flood zone.

I know from experience: I bought property in a flood zone
more than 10 years ago and was told my flood insurance
premium would be 10 times more than it should have been
($3,000 instead of $300!). I almost had to walk away from
the purchase.

It turns out my property had been zoned incorrectly, and
thanks to my experience in flood mitigation, getting a flood
zone change was simple.

But not everyone is this lucky, and that’s why we are here
— to help ensure you’re assigned the correct flood zone and
have the protection you need.

We’ve got your back.

Even if you aren’t eligible for a flood zone change, we may still be able to save you money on a flood insurance policy. The Flood Insurance Guru is at your side at every stage.

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Flood insurance policies

We’ll give you options for
government and private plans
— choose what’s right for you.

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Policy service

Get help with policy changes,
filing a claim, and renewal from
our team of experts.

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Education

Empower yourself with the knowledge to stay
protected in your flood zone — with your
finances in mind.

Don’t have an elevation certificate?

We’ll help you get the elevation certificate you need to apply for your flood zone change.

If you suspect you’re eligible for a flood zone change, begin the process today so we can get to work for you.

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We’re invested in you securing the right flood coverage.