Today we are talking about the confusion with disaster assistance, especially on floods. So many people believe certain things about disaster assistance that they never apply. We are going to talk about a few of those myths today.

First of all recovering from from a flood can be devastating. So disaster assistance could be crucial for a families survival. However many people are worried how will they pay it back? This is where myth one comes into play disaster assistance does not have to be paid back since it is a grant program. 

Next comes the pressure of getting debris removed after a flood. This is something else that many people do not realize that local communities can be reimbursed through the disaster assistance program for. 

A third myth and maybe one of the biggest myths on disaster assistance is if you have flood insurance you can not get disaster assistance. This simply is not true disaster assistance is there to cover things that insurance will not. One example is temporary housing after a flood many insurance policies like the National Flood Insurance Program will not cover this.

So now that we have talked a little bit about myths of flood disaster assistance we will be covering understanding the difference between disaster assistance and grants in our next blog. If you have questions about what disaster assistance covers please reach out to us Flood Insurance Guru, subscribe to our YouTube channel or like our Facebook page The Flood Insurance Guru,  where we do daily flood education videos.

Chris Greene


Chris Greene

President of The Flood Insurance Guru
M.S. in Emergency Management with a focus in Flood Mitigation