As we approach our last couple of weeks for this month, we also get deeper into the storm seasons brought about the changes in the general weather across the country. We're expecting rains to come since we're already moving from the cold air brought by Winter and into the much warmer air of the following seasons.

Today, let's talk about one of the biggest threats that locals across the state of Texas are about to face: hailstorms and floodings.

The Flood Insurance Guru | Blog | Hail and High Water: Texas Under Threat of Severe Storms

Spring Hailstorms

In the next few days, this effect will be severely felt by locals all over Texas due to the severe storms that are arriving this week. More than 30 million residents are expected to be impacted by this.

A level 4 out of 5 moderate risks for severe weather is in place for parts of West Texas. Take note that even though this is just named as "moderate risk", the impacts of this severe weather may be very devastating. This is because this generally means that there will be severe hail across these areas like Abilene, Lubbock, and can span from Colorado to Kansas as well.

The Flood Insurance Guru | Blog | Hail and High Water: Texas Under Threat of Severe Storms

Coastal sections of Texas and Louisiana may also be experiencing this severe hail.  San Antonio, Amarillo, Denver, Houston, Dallas, Fort Worth, and Oklahoma City are also included in the threat zone for severe hail.

The Flood Insurance Guru | Blog | Hail and High Water: Texas Under Threat of Severe Storms

Large chunks of hail across the state won't be the residents' only problem when this storm hits.

Supercells

As the moist and humid air from the Gulf of Mexico clashes with the very dry air from the Southwestern desert, this creates the storms that are threatening the state. However, other than the threat of severe hailfall, the first few hours of the formation of these storms can create supercells. Supercell known as the mature stage of thunderstorms, and just like any adult, this type of storm can move and rotate on its own.

The Flood Insurance Guru | Blog | Hail and High Water: Texas Under Threat of Severe Storms

This very dangerous since the severity of the storm's impact can move from one place to the other. This also means that areas that aren't included in the moderate risk areas may soon be placed into it. Heavy rainfall, lightning, large hail, and very strong winds are expected to be with these supercells. When there are strong winds, there's also the threat of tornadoes.

Flood Threat

Since we're talking about storms, heavy rain, and hail, it's also expected that this weather will also bring flooding across portions of the Deep South this week. 11 million people are already under flood alerts across the state from the Dallas metroplex, the northern and central parts of Oklahoma.

Flash flooding is seen to be the biggest issue here once heavy rainfall drops in. Central Texas and the Brazos Valley may receive 5 to 7 inches of rain and this can go up to 8 to 10 inches when you go deeper into North and Central Texas.

The Flood Insurance Guru | Blog | Hail and High Water: Texas Under Threat of Severe Storms

The Sabine River already rose to 12-feet in less than 24 hours. This is the second time this happened in less than a week. Properties near the river are also at high risk of severe flooding due to the possible overflow of water when the river crests.

It's important to note that your flood insurance can help you be protected from the damages that the possible flooding can bring to you. This is called loss avoidance and you can learn more about it through the video below:

It's important to remember that this is just the first wave of the storms that will impact the state of Texas and its nearby states as well. It's best to make sure as soon as now that you have the right protection and coverages across all your insurances.

The Flood Insurance Guru | Blog | Hail and High Water: Texas Under Threat of Severe Storms

Remember, we have an educational background in flood mitigation. If you have any questions on this upcoming weather threat, the flood risks in your area, how your flood insurance protects you, or anything about flood, reach out to us through the links below.

You can call us, get a quote from us, and visit our YouTube website to watch our daily flood education videos. We want to help you protect the value of your property long-term and avoid flood risks through flood education and awareness.

The Flood Insurance Guru | 2054514294     Get Your Quote from Flood Insurance Guru    The Flood Insurance Guru | Chris Greene | YouTube

 

 

When you think of flooding you probably think of areas like Houston Texas or even Miami Florida. You probably don't think of Alabama as many residents of Alabama do not.

 

Tornadoes and Flood Insurance in Alabama

The majority of Alabama's flood policies are in five counties

  1. Mobile
  2. Baldwin
  3. Limestone
  4. Jefferson
  5. Montgomery

Outside of these areas flooding hasn't been an issue for about the last 15-20 years.

 

However what happens when a flood occurs?

Will these other areas be prepared?

Has enough prevention been done locally?

If you live in Alabama then you know the weather can be crazy. Trust me I know I was an Alabama resident for over 20 years. One day it can be 70 degrees and the next day it can be 30 degrees.

Something Alabama has become known for over the last 20 years is tornadoes. There have been some major tornadoes that have hit Alabama in the last twenty five years that have caused loss of life and property.

  1. 1998 Oak Grove tornado
  2. 2011 tornado super outbreak
  3. 2017 tornado outbreak

As a certified Alabama SKYWARN member I can tell you tornadoes are a major threat for Alabama but so is flooding.

So what stops flood prevention from taking the front seat in Alabama?

Like many states there is a certain amount of federal funding that is put into the bucket. So this funding usually goes to the highest risk or demand first. The last twenty years has shown us that threat seems to be tornadoes.

Flood prevention funding in alabama

The 2019 flood event in Alabama showed us this is still a major risk and flood prevention should continue to be important.

There are many things that go on behind the scenes to help lower the risk of flooding in Alabama.

One of these things is the green space that Jefferson county Alabama has created to help minimize future flooding.

Some of these activities have also helped take areas of Center point Alabama from high risk flood zones to low risk flood zones.

This has helped with property values as well as making flood insurance much more affordable in these areas. By going into a low risk flood zone it could drop flood insurance premiums on a home below $500 a year.

Flood is the leading disaster in the United States so stopping it is probably impossible. However when it does occur a lot can be done to help minimize its impacts.

It's important to understand if you live in a high risk, moderate risk, or low risk flood zone you are still at risk of flooding. Having flood insurance in place is one way to help minimize the impact that a flood event could have your property and life. Understanding exactly what that policy covers could also go a long way in the recovery phrase.

So if you have further questions about preventing a flood or what your flood insurance options are then click here.

Remember we have an educational background in flood mitigation. This means we can help you understand your flood risks, flood insurance, and mitigating your property against flooding.

 

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