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What’s the cost?

Nobody Seems to Want to Discuss Flood Insurance Pricing. So Let's Discuss It

How much does commercial flood insurance cost? We’re glad you asked!

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So how much does commercial flood insurance cost?

At The Flood Insurance Guru, we prioritize commercial flood insurance education. You see we bought a property in a flood zone more than 10 years ago and did not have the information we needed at the time. We were told premiums were going to be 10 times more than they should have been, So for the last 10 years, we have been giving business owners the information they need to make educated commercial flood insurance buying decisions. We want to give you the information you need so you can be confident when purchasing commercial flood insurance.

But some of these questions aren’t so easy to answer. It's probably why many insurance companies do not discuss it on their websites. One of those is “How much does commercial flood insurance cost?”

Commercial flood insurance pricing historically has been very complex, but our goal is to  help simplify it for you

We’re going to do our best to explain to you how commercial flo0d insurance pricing works, so hopefully, you can have an idea of what to expect, before you get a commercial flood insurance policy.

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OK, but really, what can my business expect to pay for commercial flood insurance?

When it comes to commercial flood insurance pricing can rage a lot based on the risk and commercial coverages selected.

It's important to know each risk has its unique rating, so each commercial flood insurance policy is going to be different.

Three things that can have the biggest impact on ratings are the replacement cost of the building, distance to water, and elevation of the building.

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COMMERCIAL FLOOD INSURANCE PRICING FAQs

How long is commercial flood insurance pricing good for?

Will my commercial flood insurance increase?

Will my commercial flood insurance be canceled because of a claim?

Ready to get the right insurance for the right price?