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What’s the cost?

Nobody Seems to Want to Discuss Flood Insurance Pricing. So Let's Discuss It

How much does residential flood insurance cost? We’re glad you asked!

RESIDENTIAL

So how much does residential flood insurance cost?

At The Flood Insurance Guru, we prioritize flood education. You see we bought a home in a flood zone more than 10 years ago and did not have the information we needed at the time. We were told premiums were going to be 10 times more than they should have been, So for the last 10 years, we have been giving property owners the information they need to make educated flood insurance buying decisions. We want to give you the information you need so you can be confident when purchasing flood insurance.

But some of these questions aren’t so easy to answer. It's probably why many insurance companies do not discuss it on their websites. One of those is “How much does residential flood insurance cost?”

Flood insurance pricing historically has been very complex, but our goal is to  help simplify it for you

We’re going to do our best to explain to you how residential flo0d insurance pricing works, so hopefully, you can have an idea of what to expect, before you get a flood insurance policy.

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OK, but really, what can I expect to pay for residential flood insurance?

Flood insurance prices can range greatly depending on a number of factors. Things like elevation, distance to water, and replacement cost are just a few that can impact flood insurance rates. 

It's important to know that no two properties are the same when it comes to flood insurance rates.

So you could possibly see a higher rate or even a lower rate from the national flood insurance average pricing.

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RESIDENTIAL FLOOD INSURANCE PRICING FAQ

How long is residential flood insurance pricing good for?

Will my residential flood insurance increase?

Will my residential flood insurance be canceled because of a claim?

Ready to get the right insurance for the right price?