The Flood Insurance for Business Owners
Get Time Back in Your Business By Simplifying Flood Insurance
If you’re like most business owners, your business is your most valuable asset and should be protected. Flood Insurance is one of the most important insurance policies you could ever own, and The Flood Insurance Guru will help you find the best product at the best price.
It’s important to understand that no two commercial flood insurance policies are created equal. Different insurance companies offer different levels of coverage and have different conditions and limitations.
If you’re not using a flood insurance agency like us, it can be hard, if not impossible to tell the difference between two policies.
The Difference in Commercial Flood Insurance Options
National Flood Insurance Program
Federal government program
- Building coverage up to $500,000
- Contents coverage up to $500,000
- No loss of Use
- All rates are the same
Private Flood Insurance
Private flood insurance companies
- Building coverage up to $20 million
- Contents coverage up to $5 million
- Loss of Use coverage is available
- Each company has different rates
Flood Insurance Coverages
Building Coverage
This coverage covers only the actual structure or building
Business Property Coverage
This coverage covers your business belongings like clothing, furniture, and appliances, and inventory.
Loss of Use
This coverage will cover the expenses to operate your business after a flood if the business can not continue normal operations.