In this video, we’ll help you understand how to best buy your commercial flood insurance. You might come around a building that’s very close to a rapid water running to it. Seems like a match made in heaven, right? Not.

You have to understand where to best get your flood insurance from and more importantly, what coverages should you include. We want to make sure that you cover three main things when talking about your commercial flood insurance for your business.

Right Replacement Costs for Your Building

You want to make sure that if your property or building is totaled, your flood insurance policy will cover the cost in replacing, rebuilding, and refurbishing your building or property, and thus your business area.

The Flood Insurance Guru | YouTube | Buying Commercial Flood Insurance

Right Business Property Coverage with Replacement Coverage

You want to make sure that you’re covered when it comes to your contents. Let’s say your inventory was destroyed by flood water. The flood damage should give way for your flood insurance policy to replace or repay you for the current costs of whatever content was lost.

The Flood Insurance Guru | YouTube | Buying Commercial Flood Insurance

Right Loss of Income or Business Loss of Use Coverage

Lastly, for number three, let’s say you’re renting the place out or maybe you’re earning a good chunk of your income through the rental payments coming in from your commercial apartment building or business. The flood insurance policy should pay for the income you lost during the time that you weren’t able to get any income due to the flood damage.

The Flood Insurance Guru | YouTube | Buying Commercial Flood Insurance

If you have any questions about commercial flood insurance, how to pick the coverages, how much of each coverage you need, give us a call at (205) 440-7190.

The Flood Insurance Guru | Chris Greene | YouTubeThe Flood Insurance Guru | 2054514294

Chris Greene


Chris Greene

President of The Flood Insurance Guru
M.S. in Emergency Management with a focus in Flood Mitigation


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