Each flood zone has its unique conditions. Most of the time, this can be very little however the same can't be said for coastal flood zones or V zones.
Flood insurance uses a lot of variables to determine your flood risk. One of the most important indicators is the flood zone designated by your active flood map.

Author
Chris Greene
President of The Flood Insurance Guru
M.S. in Emergency Management with a focus in Flood Mitigation
flood@communityfirstagency.com