Discover NFIP Coverages
What is the National Flood Insurance Program?
Protect Your Home with NFIP
Floods can happen anywhere, and many homeowners are unprepared. The National Flood Insurance Program (NFIP) provides reliable protection for your property and belongings. With help from The Flood Insurance Guru, you can make sure your home and valuables are covered before disaster strikes.
Building Coverage Explained
NFIP insurance protects your home’s structure, including walls, flooring, electrical systems, and built-in appliances. The Flood Insurance Guru can guide you to the right coverage level for your home’s construction and flood risk.
Coverage for Personal Belongings
Your furniture, electronics, and other possessions are also at risk during floods. NFIP offers contents coverage, and The Flood Insurance Guru helps you understand what is included and how to maximize protection for your belongings.
How Flood Insurance Pricing Works
Flood insurance premiums are not one-size-fits-all. Costs are influenced by flood zones, elevation, building materials, and more. Our experts explain these factors and provide strategies to help you secure coverage that fits your budget.
