Your lender required flood insurance. Your agent set it up. The escrow adjusts every year. And that is the last time anyone looked at it. Meanwhile, NFIP premiums are increasing up to 18% per year. Private alternatives exist that most agents never mention. Coverage gaps are hiding in policies that look fine on the surface.
These 10 tools were built to give you the knowledge that the system was never designed to give you. Each one takes less than 2 minutes. Each one is free. And each one tells you something specific about your flood insurance situation that you probably do not know right now.
Free Educational Tools
Stop Overpaying for Flood Insurance. Start Here.
Most homeowners in Flood Zone AE are overpaying by $300 to $1,500 per year. They have coverage gaps they do not know about. And nobody is telling them. These 10 free assessment tools change that.
No email required to start
Results in under 2 minutes
Based on 23,098 policies analyzed
The Problem
You Are Required to Have Flood Insurance. But Nobody Is Required to Help You Understand It.
10 Free Self-Assessment Tools
Organized in three phases — from knowing your numbers to taking action.
Your Guide
Chris Greene, Certified Flood Insurance Specialist
Chris has analyzed over 23,098 flood insurance policies across all 50 states. He has spent 15+ years making flood insurance understandable for homeowners who were never given the information they needed.
These tools are built on the patterns he has seen in thousands of policies — the same overpayment indicators, coverage gaps, and missed opportunities that appear over and over again.
Request A QuoteWhat These Tools Reveal
$300–$1,500 Average annual overpayment found in reviewed policies
$47,000 Average uninsured exposure found in coverage gap reviews
60%+ Of Zone AE homeowners who benefit from private flood insurance
30–50% Premium reduction possible with an elevation certificate
Ready to Find Out What You Should Be Paying?
Start with the Overpayment Scorecard. It takes 2 minutes and gives you an instant risk score based on 8 questions about your specific situation.