Free self-assessment
What would it cost to rebuild your home?
Flood insurance should cover what it costs to rebuild your home, not what it would sell for. Get a quick estimate and see whether NFIP alone is enough.
Prefer to talk it through with a person?
Human help is always here. It just isn't required.
Call Chris: 205-451-4294
This estimate uses $225 per square foot, plus 25% for homes with a basement. Real rebuild costs vary with location, materials and finishes, and the insurance company's own replacement cost estimate is what sets your coverage. Always check with your lender for the exact flood insurance requirements on your loan.