Disaster assistance comes available after a presidential declaration has been filed in a certain area. Its important to understand what each type of disaster is and how it will impact you.  Lets talk about Public assistance, individual assistance, and hazard mitigation.

Through the Public Assistance program FEMA provides supplemental federal disaster grant assistance for debris removal, emergency protective measures, and repair or replacement of publicly owned facilities and certain private nonprofit organizations.

Individual Assistance program by FEMA provides assistance to individuals and families who have lost their homes as a result of a presidentially declared disaster. Some other things that assistance may cover are medical, dental, childcare, funeral, burial, essential household items, moving, storage, vehicle, and some cleanup items. Its important to know that assistance is not provided to small business owners, or people with secondary homes.

Hazard Mitigation program is there to help minimize future losses from a disaster. These program provides grants to state, local, tribal, and territorial jurisdictions to reduce their losses from natural hazards.  These are any actions taken to reduce or eliminate long term risk to people and property. 

Understanding how each type of disaster assistance impacts you is important. Its also important to understand how to register for assistance because not everyone will qualify. So if you have questions about how to register? Can you get assistance if you have flood insurance? What will it cover?  Please visit our website Flood Insurance Guru to learn more. You can also subscribe to our YouTube channel or like our Facebook page The Flood Insurance Guru where we do daily flood education videos. Remember we have an educational background in flood mitigation so we are here to help you understand flood insurance, risks, and mitigating your property long term.

Chris Greene


Chris Greene

President of The Flood Insurance Guru
M.S. in Emergency Management with a focus in Flood Mitigation


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