Sports teams are representatives of each of our cities. Be it your hometown on the east coast or the city that welcomed you, one way or the other you will find yourself supporting these teams behind the TV screen or at the stadium.

Arizona had been having some trouble finding its footing and creating a consistent game plan. Coaches seem to have some challenges in finding consistency, so this made me wonder...

What if Arizona sports teams were as consistent as the floods they get?

From the Court to the Field

Arizona's sports teams are becoming more unpredictable as of late. To give you an idea, its NBA's team Phoenix Suns, led by Head Coach Monty Williams, was able to secure the No. 1 seed for the Western Conference. We're talking about a 60-14 overall score in the Playoffs.

Fun fact though and this gives a little peek at where we are getting at here. The Suns rejected one of the best players in the NBA in today's generation: Kawhi Leonard because he was too sweaty. What happened was that when Leonard was 19 years old, he was too nervous that he started sweating through his clothes during an interview with the Suns' management team.

You'll see where we're getting at here...

If you look into the NCAA or college basketball, there's a different story with the Arizona Wildcats. Despite being the number 1, they were completely overwhelmed by Texas' own Houston Cougars by keeping their lead throughout the whole game.

The Wildcats lost to the Cougars in a 72 -60 game. This is literally the number 1 seed that got beat by a team that wasn't even in the top three seed.

Photo: sports.yahoo.com (Maddie Meyer/Getty Images)

On the topic of football and the NFL, Arizona also is showing great things as they are reportedly improving on their offensive strategies.

After suffering their 11th loss in the 2021 season and averaging only 17.2 points per game — which is to say that they rank 124th out of 130 teams — the Wildcats football team seems to have plans on bouncing back hard.

However, we also need to really consider if the basketball teams might choke, the football team of Arizona is not out of that realm yet. This is especially after the Arizona Cardinal's recent collapse in overall performance with the Cardinals Team.

So, what if these Arizona sports teams' players and coaches take a page from the state's flooding when it comes to consistency?

Arizona Floods Consistency

Now, you might be wondering why we're saying that the sports teams of Arizona should take a page from flooding — that's like two separate things.

Well, you see, when it comes to flooding Arizona has been consistent on what they are getting. For example, in August of 2021, residents of Gila Bend, a town in Maricopa County just in the southwest of Phoenix, experienced one of the worst flash flood events in recent history. This happened after a recorded 1.46 inches of rain were dumped in 24 hours

If we go further back, in 2005 there were two major flood events that impacted the state. The first one happened towards the latter part of February due to rain and snow raising the Gila River at Duncan. This eventually broke the town's dike which caused a flood event that victimized residents.

The second major flood event happened in August as well. This was more due to heavy rainfall of up to 3 inches over about a 2-hour period. This eventually led to channel breakouts just north of the Highway 86 bridge near Three Points.

At the time of writing, Arizona senators have secured $12.8 million to prepare for post-fire floods from the United States Department of Agriculture (USDA). This is due to the fact that the state has already experienced around 90 wildfires already.

This is a good move on Arizona's part as we've seen in 2004 how 1 -2 inches of rain caused massive flooding and caused a lot of runoff in burn areas in Safford Valley.

So just like the sports team, you too should have a game plan to avoid any unwanted losses for your property. Especially as we move into the summer season where post-fire flooding and flash floods can be more common.

Here's how...

Flood Insurance for Phoenix

The only time you can be sure of your that you will find consistency in your preparation and handling of certain flood events in Arizona and Phoenix will be through flood insurance. It's called insurance for a reason.

Through a flood policy, you won't need to doubt whether or not you'll be covered when all that water hits you. If you're having doubts about the Wildcats or are anxious that the Cardinals might collapse again in their Bowl Game, you can be sure to not experience that with flood insurance.

Flood insurance provides coverage for any damages to your home and everything inside it for any type of flooding. This means that you get building, contents coverages, and more depending on where you're getting your flood insurance.

Just like these sports teams, flood insurance will also consider a lot of variables when it comes to rates. Since we're moving into the renewal phase of Risk Rating 2.0 in about 5 days (April 1st), you want to consider your flood insurance options.

Arizona residents can get flood insurance from the National Flood Insurance Program (NFIP) or the federal government or through Private Flood Insurance companies.

See what's different between these options by watching the video below:

Chris Greene

Author

Chris Greene

President of The Flood Insurance Guru
M.S. in Emergency Management with a focus in Flood Mitigation
flood@communityfirstagency.com

Birmingham Alabama — There seems to be no room to breathe when it comes to flood threats in Alabama as the state faces another week of intense storms starting this afternoon (Tuesday, 03/22).

Being safe from flooding storms out of the state. This might also present some impacts to flood insurance. You may have thought about it, so we'll ask the important question when it comes to this weather event that's rampaging Alabama...

Will this flash flooding in Alabama cause a Flood Map Update?

Second Round of Storms

Last week, we saw a lot of flash flooding going around as a result of heavy rains that blindsided residents in Alabama. This flood event caused a lot of roads to close and get inundated with water in Alabama.

It may seem that this is where it ends for the troublesome weather conditions for commuters and residents however it looks like it was just the beginning as severe weather is reported to move across the Southern Plains.

This second batch will be bringing the same heavy rains and strong winds starting this evening of Tuesday (March 22nd). At the time of writing, WBRC News said that rainfall amounts could be around 2 to 4 inches of rain during this period.

Source: WBRC News (www.wbrc.com)

We've seen how bad this amount could get especially when it comes to all that runoff flash flooding.

Last week, you probably saw how bad these types of severe storms can impact growing areas like Birmingham City, Jefferson County, and Shelby County in Alabama.

Without really giving the state a break, flood levels and flood threats from rivers, runoff, and snowmelt can definitely add salt to the wound.

Since flood risks are the focal point of flood insurance when it comes to rating systems in both federal and private flood insurance, this begs the question:

Will this create another flood map update for these areas in Alabama?

March 2022 Flooding:
Will It Result in Flood Map Updates?

If I were to tell you to take a shot every time a good flood insurance agent says that these won't be affecting flood insurance at all, we would both need to get someone to drive us home.

This is because we already moved out of purely basing flood insurance rates and measuring risks through flood zones alone.

This is especially true with the Risk Rating 2.0 which started for most new policyholders in October 2022. When the National Flood Insurance Program (NFIP) moved out of the regular rating structure of using flood zones as the main basis, this only meant that your flood risks will be the focal point of federal flood insurance.

This only means that such type of consistent flooding due to heavy rainfall will only get you further deeper into higher risks which in turn can create flood maps being updated to show these risks for residents of Alabama.

There are a lot of factors that are already impacting the overall chance of floods in the state. This includes the following things, especially during this climate crisis:

  • Rising sea levels on the coast
  • Amount of precipitation in an area
  • Hurricane impacts across Alabama
  • Drought causes dirt not to be able to seep water properly

The climate conditions that we are facing are the byproduct of the same climate crisis around the world.

This is why in a recent video, we did a flood intensity comparison where we found that flooding last 2-3 years is significantly more frequent if you were to compare it with the last 10 - 15 years for Alabama.

You can watch that video below and read our blog about it by clicking here:

These are but a few things that impact your risks and based on the damaging floods from inches of rainfall that Alabama is experiencing, it's expected for the floodplain management and flood maps to reflect these risks.

— What does it mean for flood insurance and why does this matter if flood zones are no longer in the equation when it comes to rating systems?

Well, you only have to look at what these flood zones represent: flood risks in an area.

With that being said, it's best to really overhaul your flood insurance policy or get one for your property if there isn't one already. This is the best protection you can get when flooding happens.

We hope that everyone stays safe during this whole rainfall event which may even happen again in the upcoming weeks for this month. This is one thing we should all be prepared for as snow starts to melt and add to flood conditions.

So if you have questions on your flood risks in Alabama, how to get flood insurance, and anything related to floods and flood insurance click below to go to our Flood Learning Center or you can also talk to us.

The Flood Insurance Guru | 2054514294Flood Insurance Guru | Service | Knowledge Base

Remember, we have an educational background in flood mitigation which we use to help property owners like you understand your flood risks, insurance policies, and protect the value of your property long-term.

Chris Greene

Author

Chris Greene

President of The Flood Insurance Guru
M.S. in Emergency Management with a focus in Flood Mitigation
flood@communityfirstagency.com

A lot of trades are going around in the National Football League (NFL) right now. One of the biggest names that are popping up is Deshaun Watson after signing a massive trade deal with the Browns.

Chris Greene

Author

Chris Greene

President of The Flood Insurance Guru
M.S. in Emergency Management with a focus in Flood Mitigation
flood@communityfirstagency.com

Matt Ryan has been traded to the Indianapolis Colts for draft picks. As a lifelong Falcons fan, this hurts, but all good things must come to an end. What goes down must come up.

Chris Greene

Author

Chris Greene

President of The Flood Insurance Guru
M.S. in Emergency Management with a focus in Flood Mitigation
flood@communityfirstagency.com

 

Chris Greene

Author

Chris Greene

President of The Flood Insurance Guru
M.S. in Emergency Management with a focus in Flood Mitigation
flood@communityfirstagency.com

 

Chris Greene

Author

Chris Greene

President of The Flood Insurance Guru
M.S. in Emergency Management with a focus in Flood Mitigation
flood@communityfirstagency.com

Before we make changes and update with regards to our flood insurance, we need to make sure that we know what changes will be implemented once we do. In this video, we will talk about how replacement cost impacts flood insurance, especially the rates of your flood insurance coverage.

Chris Greene

Author

Chris Greene

President of The Flood Insurance Guru
M.S. in Emergency Management with a focus in Flood Mitigation
flood@communityfirstagency.com

Chris Greene

Author

Chris Greene

President of The Flood Insurance Guru
M.S. in Emergency Management with a focus in Flood Mitigation
flood@communityfirstagency.com

 

Chris Greene

Author

Chris Greene

President of The Flood Insurance Guru
M.S. in Emergency Management with a focus in Flood Mitigation
flood@communityfirstagency.com

Flood insurance isn't only for residential properties. Floods don't know where to stop and most of the time, it's the commercial properties that take a huge hit when a flood event happens.

Chris Greene

Author

Chris Greene

President of The Flood Insurance Guru
M.S. in Emergency Management with a focus in Flood Mitigation
flood@communityfirstagency.com