Its March 23, 2020 and the streets of New York City are a ghost town. The 405 in LA is empty and the world is facing a pandemic it has never seen before.
When you add several layers to an issue it starts to become complicated and complex. This is exactly why many people do not understand or feel confused about flood insurance.
The Coronavirus has taken off across the world. According to the Wall Street Journal The World Health Organization just recently designated it a pandemic after it has entered 100 countries. Many people are not sure what to do since there is not a cure.
The National Flood Insurance Program has very beneficial to many communities across the United States. There are expectations that have to be met and when they are not communities have to be held accountable.
Most insurance agents want to write every kind of insurance. In the insurance industry we call this a generalist. Many times this develops either from wanting to help your customers in any way possible or trying to survive as a new business owner. However if you aren't careful this could bite you big time.
There are different stages of flooding. You have flooding that causes no damage and then there is flooding that causes catastrophic damage.
Things can really change over 50 years just ask the Kansas City Chiefs that was the last time they had won the super bowl until February 2020. The same thing goes for Wilson county Kansas who on January 8th 2020 got new flood maps for the first time in 50 years.
You have always heard the grass is not always greener on the other side. This applies to many things in life and flood insurance is no exception.
Unless you live under a rock you probably remember the terrible flooding that occurred across the United States in 2019. Alabama property owners fell victim to this flooding in early 2019.
Climate change is something than many people do not want to talk about. Is the earth getting warmer or is not? How is human behavior possibly contributing to it?